NatWest Product Transfer Rates

By: Damian Youell

NatWest product transfer rates for April 2026. Compare deals against the whole market with free FCA-regulated advice and earn cashback on your rate switch.

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Everything you need to know about rate switches

By: Damian Youell

A rate switch, also known as a product transfer, is when you change your current mortgage interest rate to a new one. Mortgage rate switches can change in a...

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Is a Credit Check Needed for a Mortgage Rate Switch?

By: Damian Youell

No, a credit check is usually not needed for a mortgage rate switch in April 2026. Lenders already have your details on file. Learn when checks may apply and...

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Can I Change My Mortgage Term on a Rate Switch?

By: Damian Youell

Yes, most lenders allow you to extend your mortgage term during a rate switch in April 2026. You can also set up overpayments, borrow more, and get a property...

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Halifax Product Transfer Rates

By: Damian Youell

If your rate is about to expire and you're looking to stay with Birmingham Midshires, here’s the information you need. Birmingham Midshires offers various mortgage options for existing customers...

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Can I Do a Rate Switch on an Interest-Only Mortgage?

By: Damian Youell

Yes, you can do a rate switch on an interest-only mortgage. Most lenders accept them in April 2026. Learn the process, what information is needed, and how to earn...

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